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Why Choose 'Your Home Loan Guy'?
Buying a home should be exciting, but the loan side can feel like a maze. Paperwork, bank jargon, interest rates moving around, and every...
Sep 303 min read


How to Decide Between a Fixed or Variable Home Loan
Choosing between a fixed or variable home loan can feel confusing, especially when lenders keep adjusting their rates in different ways. Some banks are lifting fixed rates. Others are trimming variable rates. Every headline seems to say something different. The right choice depends on your personal situation, not the market noise. Here are the signs that fixing your loan might be the right fit, and the signs that staying variable may give you more flexibility. Splitting your
6 days ago2 min read


Confused by First Home Buyer Schemes? Let’s Find the Right One for You
If you’re looking to buy your first home, there’s never been a better time to take advantage of the support on offer. Every state and territory has its own mix of grants, shared-equity programs and stamp duty exemptions, and on top of that, there are national schemes that can really help you get moving sooner. I’ve broken it all down below clear, simple, and, straight to the point, so you can see exactly what’s available to you right now. Find out which schemes you're eligibl
Oct 284 min read


What Does a Home Loan Consultant Actually Do (And Why It Matters More Than You Think)
Buying a home is one of the biggest financial moves you’ll ever make. But let’s be honest, the home loan process can feel like trying to learn another language while juggling paperwork and deadlines. There’s a lot to consider, and getting it wrong can be costly. That’s where having a dedicated home loan consultant makes all the difference. Whether you’re in Perth, Sydney, Melbourne, or a small coastal town like Yanchep, having someone in your corner who understands both the
Oct 203 min read


Essential Tips for First-Time Homebuyers
Buying your first home is massive. It’s exciting, sure, but it can also feel like stepping into a maze. Between lenders, contracts,...
Sep 233 min read


Smart Property Investment and Home Loan Tips (Without the Jargon)
Investing in property is still one of the best ways Aussies build wealth. But let’s be honest, it’s not about “get rich quick” tricks,...
Sep 152 min read


5% JUST GOT BIGGER!
I know what you've heard. 'You earned too much last year'..... 'You can't buy for more than $450,000'..... 'That lender has already run...
Sep 103 min read


First Home Buyers: Should You Buy Now or Wait for 2026?
There’s a lot of noise going around right now with the government announcing some big changes to the First Home Guarantee scheme from...
Jul 283 min read


Buy a Home With Your Super: What You Need to Know
Understanding SMSF Property Investment If you want to buy residential property using your superannuation, you’ll need to set up a...
Jun 244 min read


The Why's and How's of Refinancing
With the recent rate cut from the RBA and most banks passing it on pretty quickly, it's a good time to check in on your home loan. A lot...
May 302 min read


Rentvesting: The Smart Strategy to Get Ahead in Property
If you're struggling to buy a home in the location you want to live in, there's a strategy that could get you into the property market...
Mar 192 min read


A Simple Guide to Borrowing Capacity: What It Is and How to Improve It
Let’s talk about borrowing capacity — arguably the most important aspect of home buying — yet it’s rarely explained in simple terms, or...
Mar 52 min read


6 Tips to Ensuring Your Home Loan Journey is a Smooth One
You’ve been researching home loans for weeks, and let’s be honest—it’s overwhelming! Acronyms like LMI, LVR, and IO keep popping up, and...
Feb 263 min read


Maximizing Your Savings with an Offset Account
When it comes to managing your mortgage, finding ways to save money and pay off your loan faster is always a priority. One useful tool...
Feb 111 min read


How to Find competitive Mortgage Rates in Australia
Are you in the market for a new home or looking to secure a more competitive rate through a refinance? Finding the right mortgage rate...
Feb 112 min read


Top 5 Tips for First-time Homebuyers in Australia
Here's some important points to help you prepare for your first home.
Feb 112 min read
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